We no longer offers RAL services.
However, RT (Refund Transfer) option is available if you do not have a PayPal or Credit Card to make your payment for our services.
The RT option will not allow you to receive your refund any quicker than what the IRS advises your refund date will be. The RT option is for Direct Deposit only. If you do not have a bank account, you must choose for the IRS to mail your check and you cannot use the RT option.
The Refund Transfer through SBTPG, if available to you, has a fee of $29.95 in addition to the OLT fee.